Our mission is to provide better digital financial services.
Combining smart data analytics with a modular based architecture for ease of use and integration
Fimento offers an agile and innovative platform combining speed, flexibility and scalability. This allows you faster time to market for new products, less manual processes, reduced costs and greater personalization for your customers.
Faster credit decisions
Greater accuracy lowering defaults
Fewer manual processes
Datapoints to collect, structure and analyze
From underwriting to ledger, supporting invoicing and accounting as well as AML and data enrichment.
The Fimento platform combines 14 separate modules into underwriting and ledger.
You choose the module(s) relevant for your business.
Enables easy connection between the ledger and accounting system to keep track of financial assets.
Keeps track of customers’ accounts and transactions and calculates interest based on the cash flow of customers.
Offers digital KYC and AML detection system with a risk-based approach.
Enables visualization and managing of all services in the system.
Collects relevant information about customers during onboarding or on an ongoing basis. It supports multiple sources of information.
Provides AI-based data enhancement, optimized to facilitate credit decision making.
Provides automatic credit decision-making based on predefined decision models. The proportion of manual reviews can be customized to follow own policies and available resources.
Lets customer sign digitally any type of documents. The signature mechanism is based on the Swedish BankID for maximum security.
Provides own customer facing website for the services chosen. It is based on the white-label principle so that it can be easily customized to follow your own brand and style.
Generates payment plans based on your own custom logic or a predefined one for invoicing. Invoices can be sent by post or emails depending on the customer preferences.
Enables receiving of notifications based on events in the system so teams will be alerted in real time about interesting events.
Manages the generation and processing of payment files in order to synchronize ledger with bank information. The payment files can be downloaded manually for a quick import in your internet banking, or they can be sent automatically to your bankthrou
Connects all data generated by the banking ecosystem to a data lake and makes custom analysis. Reports can be generated using aggregated data from a wide range of data sources including system data as well as more disruptives sources such as customer
Contains all the tools and processes surrounding credit decisions. It supports duality, has extensive traceability and logging to simplify the auditing process.
Fimento SaaS solution leads the AI supportability in the financial industry through easy access to structured data.
We are a mix of nationalities, backgrounds and experiences, collectivley striving to democratize banking and finance solutions through digitalization. We believe technology will lead to fairer access to funding, lending and liquidity.
Chairman of the Board